PIRMA, or Pennsylvania Intergovernmental Risk Management Association, is a group self-insurance pool that offers comprehensive liability and property coverages to Pennsylvania public entities.
The program's philosophy differs from that of a traditional insurance program in that PIRMA is owned by its membership and serves only the interests of its members. PIRMA has grown steadily since its formation in 1987 and is over 650 members strong - making it the largest public entity pool in Pennsylvania.
PIRMA’s 30 year track record of financial strength continues. PIRMA continues to maintain “AAA” (highest) rating from Demotech, Inc. Demotech is a firm that specializes in rating alternative risk sharing mechanisms such as PIRMA.
There was a steady stream of news stories at the end of 2017 involving sexual harassment claims. While we see the allegations against celebrities in the media, there will be similar claims against other business and local government employees and officials that will not receive as much attention.